Thursday, January 31, 2008

I Own It.

The Lexus, that is.

Paid it off a year early, too.

Which turned out to be all for the best, all things considered. I wasn't going to--I had a killer loan rate (3.75 percent, can you imagine that?), very cheap money, and I was further ahead investing anything I wasn't putting toward the car.

But something told me to go ahead and make some extra payments toward principal anyway... and now I am very glad I did. Why? Because the end of the car payments coincided perfectly with the end of my being paid off for the 6 months' worth of accrued vacation I had never had the time to take, and thus my pay cut has now kicked in. Just in time for the no-more-car-payments phase of my life.

Interesting how things work out sometimes, isn't it?


Samantha said...

Congratulations on this piece of financial freedom!

on-my-mind said...

Way to go, CB!! ...again. ;-)
That was a smart choice. It IS interesting how things work out.
I hope that you are enjoying your new year. Good to "talk" to you again. It's been a while. I needed a sip of coffee tonight.

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